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January 20, 2017

 

Check out this educational video, part of RE/MAX Fit to Sell campaign

 

 
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According to research, the three things that turn on our motivational drive are: Autonomy, Mastery, and Purpose. This is according to Daniel Pink in his book, Drive. Here is how he details these drivers:

 

Autonomy – Seek autonomy over some (or all) of the aspects of work. Lookf for the freedom to tackle projects in a way that you see fit rather than having to follow a strict procedure.

 

Mastery – Seek the passion to become better at something that matters to you.

 

  • Create an environment where mastery is possible – to foster an environment of learning and development, four essentials are required – autonomy, clear goals, immediate feedback and Goldilocks tasks.

Purpose – take steps to fulfil your natural desire to contribute to a cause greater and more enduring than yourself

 

In the new year, let's try and find those areas where our passion for mastery can fuel our actions in a more proactive way. Also, let's try an find a purpose for contributions that is deep and meaningful for our greater goals.

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January 20, 2017


First-time buyers interest-free down payment program


The new BC Home Owner Mortgage and Equity (HOME) Partnership program helps eligible BC residents purchase a home.

The program offers first-time home buyers who have saved a down payment:

  • A down payment loan of up to 5% of a home’s purchase price to a maximum of $37,500, on a home with a maximum price of $750,000.
  • This loan matches the buyer’s down payment and is interest-free and payment-free for five years.
  • After five years, buyers can either repay their loan or enter into monthly payments at interest rates that are current five years from the date of the loan.
  • Loans through the program are due after 25 years – the same length as most mortgages.

To qualify for the program, home buyers with a registered interest on title must reside in the home and be a:

  • Canadian citizen or permanent resident for at least five years;
  • resident of BC for at least one year immediately preceding the date of application; and
 
  Click here for larger version of infographic
 
  • first-time buyer who has not owned an interest in a residence anywhere in the world at any time.

The home buyer must:

  • use the property as their principal residence for the first five years;
  • obtain a high-ratio insured first mortgage on the property for at least 80% of the purchase price; and
  • have a combined, gross household income of all individuals on title not exceeding $150,000.

Buyers can begin gathering the documents they’ll need to submit an online application. Buyers will need:

  • Proof of status in Canada and residency in British Columbia.
  • Secondary identification (must include your photo).
  • Proof of income and tax filings.
  • Insured first mortgage pre-approval.

 

• Information and application details
• Questions and answers 

  

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